Welcome to Our State Farm Agency in Fremont, Nebraska!

At our State Farm agency, we believe insurance is about more than policies—it's about protecting the people, homes, businesses, and things that matter most to you. Whether you're purchasing your first home, adding a vehicle, protecting your business, or preparing for the future, our team is here to help you find coverage that fits your needs and budget.

We offer a wide range of insurance products, including Auto, Homeowners, Renters, Rental Dwelling, Farm & Ranch, Business, Life, Boat, Camper, Trailer, and Motorcycle Insurance, and much more! We can also help you explore opportunities to bundle your policies and take advantage of available discounts.

A Little About Me

I've proudly been a State Farm Agent since 1998, but my journey with State Farm began several years earlier.

After graduating from the University of Nebraska–Lincoln with a Bachelor of Science in Education, I spent a year teaching and coaching before beginning my insurance career as a State Farm Personal Lines Underwriter.

My career then took our family to Sioux Falls, South Dakota, where I worked for seven years as a State Farm Commercial Lines Field Underwriter. During that time, I worked directly with farmers and business owners, gaining valuable firsthand experience and an understanding of their unique insurance needs.

In 1997, our family moved to Fremont, Nebraska, to raise our children and put down roots in a community we're proud to call home. In 1998, I opened my State Farm agency, and I've been helping individuals, families, and businesses with their insurance needs ever since.

Proud to Be Part of Our Community

Being involved in the community has always been important to me. I'm proud to be a member of the Fremont Area Chamber of Commerce, Lions International Woodcliff, Veteran's Club Woodcliff, and Fremont Construction Employers Association.

I've also had the privilege of serving as a past Chair and Diplomat of the Fremont Area Chamber of Commerce Diplomats Club. In addition, I'm an active member of Sesostris Shrine and enjoy participating in the Cruis'n Classics Club.

Personalized Service from People You Know

Our agency takes pride in building lasting relationships and providing the friendly, knowledgeable, and dependable customer service you deserve.

Our licensed team members, Michele and Kristen, are here to answer your questions, review your coverage, and help you make informed insurance decisions. We understand that everyone's insurance needs are different, and we take the time to listen, explain your options, and help create an insurance plan that works for you.

We're proud to serve Fremont and surrounding communities, including Arlington, Cedar Bluffs, North Bend, Hooper, Kennard, Fort Calhoun, Omaha, Lincoln, and beyond.

Whether you're new to State Farm, considering a change, or simply want to review your current coverage, we'd love the opportunity to earn your business.

Give us a call, stop by our office, or contact us for a free insurance quote. We look forward to getting to know you and helping protect what matters most!

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. In Fremont, you can count on Tim Lambert's Agency for personalized service.

Q: How soon can I get insured for my car?

A: Car insurance coverage can often start the same day, depending on your situation. Tim, Michele & Kristen are here to help your Fremont household feel covered.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Looking for coverage? Talk with us about your options in Fremont.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Tim Lambert's local State Farm Agency in Fremont, NE, is here to help.

Q: What is renters insurance?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. Tim is proud to serve the Fremont community.

Q: What should I know about life insurance?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Serving Fremont and the surrounding area, Tim can help answer your questions.